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The mortgage assiduity works a little else in the US than it does in numerous other corridor of the world. Mortgage loans are treated as marketable paper, which means that lenders can convey and assign them freely. That results in a situation where fiscal institutions rush mortgage loans into securities that people can invest in.
he purpose of this system is to snappily free up plutocrat for the fiscal institutions to advance out in the form of new mortgages.
The US also has a number of government- patronized enterprises, similar as Freddie Mac and Fannie Mae, that live to grease this system. utmost mortgages have fixed rates, which is also a departure from the variable rates that are generally set up in Europe and away
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