PM વિશ્વકર્મા લોન યોજના 2024:PM Vishwakarma Loan Yojana
The PM Vishwakarma Loan Yojana is an initiative by the Government of India aimed at supporting traditional artisans and craftsmen. Launched on September 17, 2023, this scheme offers financial assistance, training, and tools to help artisans expand their businesses and enhance their skills.
Key Features
1. Loan Provision
- Up to ₹3 lakh loan without collateral.
- Initial loan up to ₹1 lakh; if repaid on time, an additional ₹2 lakh is available.
2. Interest Rate
- Loans offered at a concessional interest rate of 5%.
3. Skill Development
- Artisans receive skill training and certification.
- Daily stipend of ₹500 during training.
- ₹15,000 for purchasing tools.
4. Eligibility
- Artisans aged between 18 and 60 years.
- Those not benefiting from similar schemes in the past five years.
- Excludes families of government employees.
5. Beneficiaries
- Covers 18 types of traditional artisans, including carpenters, blacksmiths, potters, weavers, cobblers, and more.
Application Process
Artisans can apply for the scheme through the official PM Vishwakarma Yojana website. The process involves registration, verification, training, and finally, loan disbursement.
Conclusion
The PM Vishwakarma Loan Yojana aims to uplift traditional artisans by providing them with necessary financial and skill-based support. This scheme is a step towards economic inclusion and empowerment of rural and urban craftsmen.
For more detailed information, visit the [official PM Vishwakarma Yojana
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