પ્રધાનમંત્રી સુરક્ષા વીમા યોજના:Pradhan Mantri Suraksha Bima Yojana (PMSBY): A Comprehensive Guide

પ્રધાનમંત્રી સુરક્ષા વીમા યોજના:Pradhan Mantri Suraksha Bima Yojana (PMSBY): A Comprehensive Guide

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed insurance scheme launched by Prime Minister Narendra Modi in 2015. The scheme aims to provide affordable accidental insurance coverage to the masses, especially the economically weaker sections of society. In this blog post, we will delve into the details of the scheme, its benefits, eligibility criteria, and the application process.

What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

PMSBY is a government-backed insurance scheme that provides accidental insurance coverage to individuals between the ages of 18 and 70. The scheme offers a coverage of ₹2 lakh in case of accidental death or permanent disability.

Benefits of PMSBY

• Accidental Death Cover : ₹2 lakh is paid to the nominee in case of accidental death.

• Permanent Disability Cover : ₹2 lakh is paid to the insured in case of permanent disability.

• Partial Disability Cover : ₹1 lakh is paid to the insured in case of partial disability.

Eligibility Criteria

• Age: The applicant should be between 18 and 70 years old.

• Bank Account: The applicant should have a bank account.

• Income : There is no income limit to apply for the scheme.

How to Apply

• Visit a Bank Branch: Visit a bank branch where you have an account and fill out the application form.

• Download Form : Download the form from the official website and submit it to the bank.

• Contact a Bank Mitra : Contact a bank mitra or an insurance agent to apply for the scheme.

Premium

The premium for PMSBY is ₹12 per annum, which is deducted from the insured's bank account.

Renewal

The scheme needs to be renewed every year.

Conclusion

PMSBY is a comprehensive insurance scheme that provides accidental insurance coverage to individuals at an affordable premium. With a coverage of ₹2 lakh, the scheme is a must-have for anyone who wants to secure their family's financial future. Apply now and get covered!

Official Website : Click Here