Paytm Personal Loan Apply 2024: Get Up to 5 Lakh Rupees in Just 2 Minutes

Paytm Personal Loan Apply 2024: Get Up to 5 Lakh Rupees in Just 2  minutes 

Paytm, a leading financial company, offers personal loans up to 5 lakh rupees with flexible repayment terms. In this article, we will guide you through the Paytm Personal Loan apply process, interest rates, eligibility criteria, and required documents.

Paytm Personal Loan Highlights 

• Loan amount: 10,000 to 5 lakh rupees
• Interest rate: 3% to 36% per annum
• Processing charges: Starting from 1.5%
• Partnership companies: Fibe, Tata Capital, HeroFinCorp, Aditya Birla Capital
• Official website: (link unavailable)

How Much Loan Can You Get from Paytm?

The loan amount depends on your financial history, CIBIL score, and previous EMI payments. Paytm offers personal loans up to 5 lakh rupees for a maximum period of 12 months.

Paytm Personal Loan Interest Rate

The interest rate varies from 3% to 36% per annum, depending on the loan amount and tenure. Additionally, a processing fee of 1.5% is applicable.

Eligibility Criteria

To apply for Paytm Personal Loan, you must:

• Be a salaried or self-employed individual
• Have a good CIBIL score
• Be at least 18 years old
• Not be a defaulter
• Be an Indian citizen
• Have at least 2 years of work experience
• Link your mobile number with Aadhaar card Have necessary equipment for online loans
• Have a monthly salary/income of at least 12,000 rupees
• Have a good record of financial transactions

Required Documents

To apply for Paytm Personal Loan, you need:

• Aadhaar card
• PAN card
• Aadhaar-linked mobile number
• Bank statement
• Selfie
• Pay slip (if applicable)

How to Apply for Paytm Personal Loan

Follow these steps to apply for Paytm Personal Loan:

1. Install the Paytm app from Google Play Store

2. Sign up and link your bank account

3. Click on "Personal Loans" and then "Check your loan offer"

4. Enter your PAN number, date of birth, and email id

5. Accept terms and conditions and click "Proceed"

6. Enter business type, company name, monthly income, and pin code

7. Click "Confirm" and check your eligibility

8. Select EMI and loan amount tenure

9. Upload your candid selfie

10. Complete KYC by entering Aadhaar number and security code

11. Submit bank details like account number and IFSC code

By following these steps, you can easily apply for Paytm Personal Loan and get up to 5 lakh rupees in just 2 minutes.

Official website : Click Here