Ayushman Bharat Scheme: Check Benefits, Eligibility, and Application Process
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of the largest government-funded schemes in the world. It provides health insurance coverage of up to Rs 10 lakh per family per year for secondary and tertiary medical treatments. Launched by Prime Minister Narendra Modi in 2018, the scheme aims to offer financial protection to over 10 crore poor and vulnerable families in India.
Recently, Gujarat Chief Minister Bhupendra Patel announced an increase in the insurance coverage limit from Rs 5 lakh to Rs 10 lakh, making healthcare more accessible. Additionally, the new Family Card Scheme simplifies the documentation process, eliminating the need for repeated document uploads.
Key Features and Benefits of Ayushman Bharat Scheme 2025
- Cashless treatment for 1,574 medical procedures across public and private hospitals.
- Increased insurance coverage to Rs 10 lakh per family per year.
- No restrictions based on family size, age, or gender.
- Maternity benefits of up to Rs 9,000 for women.
- Newborn and child healthcare services, including vaccinations.
- Coverage for critical illnesses like cancer, heart diseases, and kidney disorders.
- Pre and post-hospitalization expenses, including diagnostics and medicines.
- Mental health treatment and emergency care services.
Eligibility for Ayushman Bharat Yojana
The scheme primarily targets economically weaker sections, including:
- Families listed in the Socio-Economic Caste Census (SECC) 2011.
- Rural households with specific deprivation criteria (no adult members, disabled individuals, etc.).
- Urban beneficiaries under defined occupational categories (ragpickers, domestic workers, etc.).
How to Check Eligibility Online?
- Visit the official website: https://pmjay.gov.in]
- Click on "Am I Eligible?"
- Enter your mobile number and generate an OTP.
- Log in and search using your ration card number, beneficiary name, or registered mobile number.
- Check if your name appears in the Ayushman Bharat beneficiary list.
How to Download the Ayushman Bharat App?
- Go to the Google Play Store and search for "Ayushman Bharat PM-JAY".
- Click "Install" to download the app.
- Use the app to check eligibility, locate hospitals, and access scheme details.
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